Future Value Calculator

What a sum invested today will grow to.

Future Value Calculator

Worked example result
Future value$1,628.89
Interest earned$628.89

$1,000 at 5% for 10 years grows to $1,628.89.

Future value projects today's money forward at a given interest rate. It is the mirror image of present value and the basic building block of savings and investment planning.

The formula

FV = PV · (1 + r/n)^(nt)

Worked example

$1,000 at 5% for 10 years grows to $1,628.89.

The example is pre-loaded in the result panel — press Calculate with your own numbers to replace it.

Frequently asked questions

How is this different from the compound interest calculator?

The math is identical for a single lump sum. The compound interest calculator adds regular contributions; this one is for a single amount with flexible compounding.

What will $10,000 be worth in 20 years at 7%?

About $38,697 compounded monthly. Doubling time at 7% is roughly 10 years (Rule of 72: 72 ÷ 7 ≈ 10.3), so in 20 years the money nearly quadruples — compounding accelerates.

Category: Finance calculators